Hum 
The moment a parent passes away, life turns upside down. And while you’re still trying to deal with the emotional weight of it all, another worry suddenly shows up: What happens to their bank account if no nominee was added? I’ve seen families freeze up at this stage because they assume the process will be messy … Read more
Here’s the thing—every time a new travel rule drops, most of us have the same reaction: “Do I need to do something right now?” And if it’s about passports, the stress doubles. So when India announced that all new passports will now be issued as e-passports, a lot of travellers immediately wondered if they had to rush and … Read more
8th CPC Salary Calculator – General Financial Rules GFR-2017: If you’re a central government employee or retiree, you’ve probably been waiting for some real clarity on the 8th Pay Commission. And honestly, the way people have been talking about it—WhatsApp forwards, office rumours, half-baked YouTube “updates”—it’s no wonder many are confused. Here’s the thing most people … Read more
Here’s the thing… when a message starts going viral on WhatsApp, it rarely brings peace of mind. And this time, it hit the one group that already deals with enough uncertainty pensioners. Many retirees began panicking after a viral message claimed the Finance Act 2025 would stop DA hikes and 8th Pay Commission benefits for pensioners. I’ve spoken to enough retirees to … Read more
If you use UPI every day — whether it’s paying for chai, sending money to a friend, or collecting payments for your business — the RBI’s new UPI guidelines will change the way you handle digital transactions. What surprised me most while reading through these rules is how deeply they focus on safety, transparency, and user … Read more
If your family depends on the ration card for monthly food grains, here’s something you shouldn’t ignore. New ration card rules for 2025 quietly rolled out earlier this year, and many people still don’t know what changed. Here’s the thing… these rules aren’t optional anymore. If you want uninterrupted access to subsidized rice, wheat, and … Read more
SBI Backs New Bank Merger Plan: If you’ve been following bank merger news lately, you might’ve noticed a quiet buzz around another big consolidation push in India’s public sector banks. And here’s the interesting part — SBI itself thinks it’s a good idea. I know mergers can feel complicated, almost like someone rearranging the furniture in … Read more
If you use SBI even once a week, this update might hit closer than you think. From December 1, one of the bank’s most convenient features — mCASH — is disappearing for good. And honestly, a lot of people don’t even know what’s coming their way. Here’s the thing… we’ve all gotten so used to fast digital transfers … Read more
If you’ve ever looked at your salary slip and wondered where your PF money actually goes, here’s something that might surprise you. Hidden inside your EPF account is a free insurance cover of up to ₹7 lakh—and most employees don’t even know it exists. And here’s the thing… You don’t pay a single rupee for it. … Read more
Income Tax New Rule: If you’re still waiting for your ITR refund in 2025, you’re definitely not alone. A lot of people filed their returns early, did everything right, and yet… nothing shows up in the bank. It’s frustrating, and I get it—when money belongs to you, every week feels too long. Here’s the thing … Read more
Join WhatsApp